Canadian Dental Care Plan for White Rock Families
Canadian Dental Care Plan Provider Near You
The Canadian Dental Care Plan (CDCP) is a nationwide dental care plan designed to help Canadians with no dental insurance access necessary dental services.
This dental program helps patients and families who have an adjusted family net income under $90,000 and cannot access private or employer-based dental coverage.
RA Dental Clinic in White Rock is proud to offer subsidies through the Canadian dental care plan in White Rock, BC, to our eligible patients, and can even directly bill Sun Life for you as an option for the subsidized dental care.
Who Can Apply?
To be eligible for the CDCP, you must:
- Be a Canadian resident for income tax purposes
- Have no access to any dental insurance (including through employment, a pension, or family)
- Have filed your Canadian tax return
- Have an adjusted family net income under $90,000
Note: Eligible Canadians of all ages can now apply for the CDCP.
CDCP Coverage Based on Income
| Adjusted family net income | CDCP pays | You pay (co-payment) |
| Under $70,000 | 100 % | 0 % |
| $70,000 – $79,999 | 60 % | 40 % |
| $80,000 – $89,999 | 40 % | 60 % |
What Services Are Covered?
RA Dental Clinic provides a wide range of CDCP-covered treatments, including:
- Preventive care – Exams, cleanings, and X-rays
- Diagnostic services – Oral assessments and cavity detection
- Restorative care – Fillings and crowns
- Endodontic care – Root canals
- Periodontal treatment – Gum disease therapy
- Prosthodontics – Dentures and bridges
- Oral surgery – Extractions and minor surgical procedures
Not covered: Cosmetic procedures (such as whitening, implants, and mouthguards) are not included under this Canada dental program.
CDCP for Seniors in White Rock
Seniors aged 65 and up were among the first to qualify to apply under the CDCP. RA Dental Clinic offers dental care focused on seniors through the plan, including:
- Age-appropriate, gentle treatment
- Full dentures or partial prosthetics (as indicated)
- Preventive care to promote long-term oral health
Our team is trained on assisting older adults with typical dental concerns such as dry mouth, gum recession and denture care.
We also help seniors navigate dental insurance for seniors and ensure they get the most out of their CDCP benefits.
What Process Do We Follow for CDCP?
- Check Your Eligibility – We confirm if you’re approved for the CDCP and what portion of your treatment is covered.
- Develop Treatment Plan – Our dentist in White Rock will suggest a plan based on your dental needs and what the CDCP includes.
- Obtain Pre-Approval (if applicable). – There are some treatments that are required to be approved by Sun Life before the treatment begins.
- Direct Billing – We will be billing Sun Life directly, and you will only pay for what you owe as a co-payment or if something is not included in your coverage.
How To Apply for CDCP Through RA Dental
- Go to the Canada.ca website and apply for the CDCP
- Once approved, Sun Life will send you your coverage details
- Call our dental clinic in White Rock to book your appointment
- We’ll take care of the billing and guide you through everything
Let RA Dental Clinic help you get the dental care you need. Whether you’re a senior, a parent, or just looking for pocket-friendly dental care, we’re here to help.
Call today to book your visit with a CDCP dentist near you in White Rock! visit canada.ca/dental.
FAQ
What is the income limit for Canada’s dental benefit?
The plan is available to Canadians with a family net income under $90,000.
Is there a government dental plan for seniors in Canada?
Yes. The CDCP includes coverage for seniors aged 65+, helping them access essential dental care.
What dental services are covered under the CDCP?
Preventive, restorative, surgical, and diagnostic services are covered. This includes cleanings, exams, fillings, root canals, and extractions.
Is orthodontic treatment covered under the CDCP?
No. Braces and other orthodontic treatments are not covered under this program.
Does CDCP cover root canals?
Yes, root canal therapy is included under CDCP-covered endodontic services.
Can I use the CDCP if I already have private dental insurance?
No. Individuals with any form of dental coverage (employer, pension, or private) are not eligible for the CDCP.